Buy a home using Guard benefits
Serving in the National Guard may make you eligible for VA home loan benefits that help make buying or refinancing a home more affordable. This benefit can remove common barriers to homeownership and help you keep more money in your pocket.
What you need to know
VA home loans are offered through private lenders and backed by the Department of Veterans Affairs. The VA guarantee offers access to favorable loan terms for eligible Guard members with six or more years of service or >90 days of continuous federal active-duty service.
Unlike many civilian loans, VA home loans often:
Require little to no down payment
Do not require private mortgage insurance
Allow lower upfront costs
Offer more flexible qualifying terms
Are ideal for first-time home buyers
Offer fewer out-of-pocket costs when refinancing
A lender or the VA can help confirm your eligibility.
MAKING Homeownership MORE POSSIBLE
Buying a home is a big decision. VA home loan benefits can help you buy sooner, refinance more confidently or keep more savings available for other priorities. For many Guard members, this benefit makes homeownership possible earlier than expected.
Programs and benefits are subject to change. A recruiter can provide the most up-to-date information.