Life insurance that protects those who depend on you

Life insurance through the National Guard helps financially protect your family if something happens to you. It is affordable, automatic for most Soldiers and designed to give you peace of mind. 
Whether you are single, married or supporting a family, this benefit helps ensure the people who rely on you are taken care of. 

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Coverage for Guard Soldiers

Many Guard Soldiers are covered through Servicemembers’ Group Life Insurance (SGLI), a low-cost life insurance option designed for military service. SGLI provides coverage 24/7 while you serve, including during drills, training, deployments and everyday life. 

What it includes:

  • Coverage up to $500,000 (with lower coverage amounts available) 

  • Coverage that follows you on and off duty 

  • Coverage typically continues through age 60, retirement or shortly after leaving service 

SGLI is meant to be simple and dependable, so you can focus on serving — not paperwork. 

Learn how SGLI works

Coverage for your family

If you are insured under SGLI, your family may also be eligible for coverage through Family Servicemembers’ Group Life Insurance (FSGLI). It’s designed to help financially protect your family, just in case. 

Typical coverage includes: 

  • Spouse coverage (up to $100,000, depending on your coverage) 

  • Children are covered up to $10,000 

See family coverage options

Why this matters

Life insurance is easy to overlook early in life. Whether you're just starting out, approaching mid-life or have a family that depends on you, life insurance is a smart safety net.

It can help cover: 

  • Living expenses for your family 

  • Outstanding debts 

  • Future financial stability for dependents 

Disclaimer: Benefits and eligibility may vary by state and service details. Programs are subject to change. A recruiter can provide the most up to date information.

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