Affordable health insurance while serving part-time

Serving in the National Guard can qualify you for TRICARE, a low-cost military health insurance option. It is real coverage that can cover you and often your family while you serve.

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TRICARE health coverage for Guard Soldiers

TRICARE is the military’s low-cost health insurance program. Serving in the Army National Guard and enrolling in TRICARE can mean reliable coverage for doctor visits, prescriptions, and care when you need it — without the high cost of many civilian plans.

For many Guard Soldiers, this one benefit is a major financial advantage.  

  • Lower-cost coverage that fits a part-time role 

  • Lower monthly premiums than many employer plans 

  • Coverage that can include your family 

  • Medical and dental options 

Note: TRICARE Reserve Select includes a monthly premium and some out-of-pocket costs, similar to many civilian health plans. Premium rates are set each year on a calendar-year basis. 

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How Guard health insurance shows up in real life

Health insurance helps real people. For many Guard Soldiers, TRICARE makes it possible to get care, cover their families and avoid major financial stress.

SGT JASON BLOWEY

“TRICARE is awesome to have. They covered my full surgery. It really helped me to be able to get the medical care I needed.”

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SSG NICOLE WATANABLE

“They do very well by their soldiers. A good resource for soldiers who aren’t quite sure how insurance works.”

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Who qualifies and when?

Available to members of the Selected Reserve (and their families) who meet the following qualifications: 

  • Not on Active Duty orders for more than 30 days (Alternate coverage plans available for orders in excess of 30 days) 

  • Not covered under the Transitional Assistance Management Program 

  • Not eligible for or enrolled in the Federal Employees Health Benefits (FEHB) Program 

A recruiter can explain what coverage you qualify for, when it applies and how it compares to civilian insurance. 

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