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gro2o7vz
May 16th, 2006, 02:50 PM
I am a 34 year old male that was recently forced to go bankrupt due to a bad business deal. I have a wife and 2 kids and I have always wanted to serve my country. Finally, I have an outside sales job that I believe would accomodate service. My questions go as follows:

Can bankruptcy have any affect on enlisting? (I don't want an MOS that requires clearance)
How does Basic Training and AIT work for full time civilians?
Can my employer deny the time needed for basic/ AIT training? (I don't care if it is paid)

Thank You

DigitalCop
May 16th, 2006, 03:29 PM
You wouldn't be stopped from entering into a job / MOS that doesn't require a security clearance. Additionally, you would most likely not be stopped from obtaining a Secret security clearance as a result of the bankruptcy. Army regulation 380-67 governs security clearances and, though bankruptcy is a negative annotation that must be made, there are factors that "mitigate" such a negative annotation. With bankruptcy, mitigating factors include corporate bankruptcy beyond personal control, credit counseling, and demonstrated financial responsibility outside of the bankruptcy.

With regard to training, you need to speak with a recruiter to find out what the available options are, but they will include full-time paid (active) basic / AIT training.

Your employer must allow you to participate in military service as a reservist or national guardsman. There are military lawyers (JAG) that will assist you in informing your employer of their legal obligations.

Many employers will pay you the difference between your military pay and your normal salary if your military pay is less. Others, especially some state agencies, will allow you to "double dip," or collect full pay while collecting military pay.

Your best option is to speak with a recruiter and find out what options are available to you. There are currently enlistment incentives for non-prior service which expire on the 30th of May, so you are best-served with speaking with a recruiter as soon as possible, especially if you are interested in a job for which there is currently an incentive.

Hope that information helped. I am not a recruiter, but I have 5.5yrs prior full-time service and am going back into the National Guard.